Know what’s due.
Before it’s overdue.
Track bills and recurring charges, see due dates and plan payments around your paycheck.
Explore the product tour ↗Personal & household financeYour money.
Your money.
Your next move.
All in view.
Bills, credit cards and income, together. See what’s due, what’s paid and what you have left—before the month gets ahead of you.
Free plan available · No credit card required
A clearer view. A calmer month.
See BillFlow in actionFrom “what’s due?”
From “what’s due?”
to “it’s handled.”
A short tour of the real platform. Follow a bill from your dashboard to paid, using fictional data.
BillFlow product tour
1 / 7
16-second walkthrough
Your month at a glance
See bills, income and your cash flow forecast on the actual BillFlow dashboard.
Recorded in BillFlow with fictional data. This tour does not connect accounts or make payments.
Less chasing. More clarity.Built around
Built around
your everyday money.
Start with bills. Bring in the rest of your financial life when you need it.
Know what’s due.
Explore the product tour ↗A payoff plan
you can understand.
Compare paying your highest-interest cards first with paying the smallest balances first. See the difference in time and interest.
Compare plans ↗Shared bills.
Personal boundaries.
Keep household bills in one view and choose what to share. Family supports 2 members; Premium supports 5.
Family 2 membersPremium 5 members
Explore privacy and security ↗You control what you share.
Explore more: income, goals, investments, business and taxes
Income & calendar
Organize paychecks and upcoming due dates in one schedule.
Goals & loans
Track savings goals and loan balances alongside your bills.
Investments
Keep your investment portfolio in view with Premium.
Medical bills
Track medical costs and payment plans with Family or Premium.
Business income
Organize side-business income and expenses with Premium.
Tax preparation
Organize deductible expenses into a Schedule C-style summary with Premium. This is an organizing tool, not tax advice.
Your data. Your control.Your bank password
Your bank password
stays with your bank.
Bank connections run through Plaid. BillFlow receives financial information to help you track your money, without storing your bank password.
Read the privacy policy ↗Read-only bank connections
BillFlow tracks balances and transactions. It cannot move your money.
You choose what to share
Keep personal accounts private and share household information when you want to.
Start without connecting a bank
Add bills manually and explore the platform at your own pace.
Why BillFlowMore of your finances.
More of your finances.
One place.
Bills, business and medical costs. See what you can bring together with BillFlow.
| Features | BillFlowYour finances, together | CopilotMoney | RocketMoney | Monarch |
|---|---|---|---|---|
| Ongoing free plan | ||||
| Bills & recurring charges | ||||
| Income & cash flow | ||||
| Savings goals | ||||
| Household account sharing | ||||
| Investment portfolio tracking | ||||
| Avalanche vs. Snowball comparison | ||||
| Business income & expenses | ||||
| Tax-preparation tools | ||||
| Dedicated medical-bill tracking | ||||
| CSV data export | ||||
| Access from a web browser |
Swipe the table sideways to compare all apps ↔
✓ Available× No free plan— Not confirmed
Some features require a paid plan. See plan details below.
Find your BillFlow plan ↗Sources and comparison notes
Reviewed September 7, 2026. A check indicates availability, not identical functionality. A dash means the feature was not confirmed in the reviewed sources, not that it is unavailable.
BillFlow: medical tracking on Family and Premium; business and tax tools on Premium. Monarch: business and tax tools on Plus. Competitor prices are linked below; BillFlow prices are shown in the Plans section.
- Copilot: features and pricing ↗
- Copilot: recurring bills and investments ↗
- Rocket Money: free, Premium and Premium+ ↗
- Rocket Money: subscription cancellation and net worth ↗
- Monarch: Core and Plus ↗
- Copilot: CSV export ↗
- Copilot: savings goals ↗
- Rocket Money: household sharing and goals ↗
- Rocket Money: transaction export ↗
- Monarch: household sharing ↗
- Monarch: data export ↗
Simple choices. Clear prices.Start free.
Start free.
Grow when you’re ready.
Prices in USD. Paid plans include a 7-day free trial.
Monthly billing selected. Cancel anytime from Settings.
Free
$0/mo
Get organized with the essentials.
- Bill tracking with due date alerts
- Dashboard overview
- Pay schedule
- Calendar view
For shared finances
Family
$14.99/mo
$14.99 billed every month
For households sharing bills and cards.
- Everything in Free
- Credit card tracking & payoff planner
- Medical bills tracking
- Secure bank sync via Plaid
- Up to 2 household members · 15 connected accounts
Premium
For business, investments and tax organization.
- Everything in Family
- Business income & expense tracker
- Investment portfolio tracking
- Tax return helper (Schedule C)
- CSV export & advanced analytics
- Up to 5 household members · 45 connected accounts
Bank connections are read-only. Cancel anytime from Settings. Annual plans are charged for the full year.
Need more connected accounts?
Family: 3 extra connections for $2.99/month. Premium: 5 extra for $4.99/month. Manual accounts do not count toward the connected-account limit.
What is BillFlow?
BillFlow is a personal and household finance platform that brings your bills, credit cards, due dates, and financial planning into a single dashboard, so you stop checking multiple apps and spreadsheets separately.
Does BillFlow store my banking credentials?
No. BillFlow never stores your bank login or password. The connection runs through Plaid, the same infrastructure used by thousands of finance apps, and your credentials go straight to your bank or Plaid. It never goes through BillFlow's servers.
Can BillFlow help me pay off credit card debt?
Yes. BillFlow tracks statements, due dates, and limits, and compares payoff strategies (Avalanche vs. Snowball) month by month to show which one saves you more in interest for your specific cards.
Does BillFlow work for households with shared bills?
Yes. You can share visibility of bills, cards, and income with other household members while keeping anything personal private. Everyone controls what they share.
Does BillFlow handle business income and taxes too?
Yes. BillFlow includes a business tracker for side income and expenses, plus a tax return helper that organizes deductible expenses into an IRS Schedule C-style summary. It's an organizing tool, not tax advice; always confirm with a tax professional.
Is BillFlow free to use?
Yes. The Free plan covers bill tracking, your pay schedule, and a calendar view. Family ($14.99/mo) adds credit cards, medical bills, and bank sync for up to 2 members (15 connected accounts). Premium ($29.99/mo) unlocks business tracking, investments, the tax return helper, and up to 5 members (45 connected accounts). Paid plans include a 7-day free trial. See the full plan comparison.
What happens if I hit my connected-account limit?
You'll get a clear heads-up before it becomes a problem, with three options: add a small connection add-on ($2.99/mo for 3 more on Family, $4.99/mo for 5 more on Premium), upgrade plans, or add the account manually instead — manual accounts are always unlimited and never count toward the limit.
Does marking a bill as paid send a payment?
No. Marking a bill as paid updates your records in BillFlow. Make the actual payment through your bank or bill provider.
How do I cancel a paid plan?
Open Settings, then Subscription, to manage or cancel your plan. Review the cancellation details shown there before confirming.
Your next month starts hereMake room for
Make room for
what matters.
Start with your first bill. Build a clearer picture from there.
Create free account ↗
Free plan available · No credit card required
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